If you plan on living in your home for several years, an interest-only loan may not be a good option.

如果你计划住在你家多年，利息只贷款未必是一个好的选择。

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If you live in a booming housing market, an interest-only loan may be your only option for buying a home.

如果你住在房屋市场兴旺，息贷款可能是你唯一的选择只能买回家。

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Enter loan data in any order and quickly solve for PITI, Interest-Only loans and all the "what-ifs" of Buyer Qualifying and Rent vs. Buy comparisons.

贷款中的数据输入的任何命令，并迅速解决为喜，兴趣只付利息贷款和所有在“什么，如果”买方资格和租金与购买的比较。

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At the other end of the spectrum, an acquaintance who has 50% equity in her modest home and a good credit record has applied under a government home affordability program to refinance her interest-only loan, due to reset in two years.

FORBES: An Entrepreneurial Fix To The Foreclosure Mess

That's also why so many taxpayers actually ask the government to withhold more money from their paychecks than they need to--effectively paying their taxes upfront while giving the government an interest-free loan--because it's the only way they can be sure they'll have enough to pay the IRS when April 15 rolls around.

FORBES: Magazine Article

Economists are warning of the rise of zombie companies - struggling firms that can just about afford the interest payments on their loans - and zombie households, those on interest-only mortgages, yet unable to pay off the loan itself.

BBC: Everybody's shuffling: Rise of zombies in modern life